Wednesday, December 25, 2019

Human Blueprint Thoughts on Genetic Modification Essay...

Humans have strived for improvement in every facet of their lives, all the way from technology down to their diet. In this current day and age, humans are now capable of gene manipulation in their children, meaning mankind is taking a great step in familial modification. Yet even with our advancements in the medical field, we still fall to the ills of cancer, Alzheimer’s, or anything else on the laundry list of genetic disorders. With such opportunity to better improve our children, what mother or father would not wish to â€Å"give their child the best chance of living a happy and successful life?† (Fox, D. American Journal of Law and Medicine, 567) The first thing we can do with genetic modification is remove the genes that, when†¦show more content†¦By choosing genetic combinations expressing a mixture of overall better health, children of the future will grow up to be happy and healthy. Such blueprints can then be passed on to their children, who will conti nue the process. Parents can rest assured their child will come into the world without any surprises such as red hair in a brown haired family, or an extra pair of toes. For those who believe such a program is unattainable due to financial reasons should consider the program to be run by a government organization through the state or federal government. Such polarization of our biological makeup has no physical prrof that it could create a sect between the enhanced and non-enhanced (Fox, D. American Journal of Law and Medicine, 572). In fact, such a breakthrough in modern science would also be advocated alongside planned pregnancy, allowing doctors to recommend and support families seeking to improve their future children. These parents to be are left with â€Å"the genetic constitution of the offspring for themselves,† (Fox, D. American Journal of Law and Medicine, 569). With the benefits offered with such modification of DNA, our future children will pass on their desired g enetic traits to their offspring, allowing for greater adult longevity. With the more positive genetic traits being expressed, fewer people will fall to natural causes such as heart attacksShow MoreRelatedGene Technology Essay1397 Words   |  6 Pages3, 2013 Gene technology is the term given to a range of activities concerned with understanding the expression of genes, taking advantage of natural genetic variation, modifying genes and transferring genes to new hosts. Gene technology sits within the broader area of biotechnology – the use of living things to make or change products. Humans have been using biotechnology for centuries in activities ranging from plant and animal breeding through to brewing and baking. All living things have genesRead MoreDavid Moore s On Nature Vs. Nurture1230 Words   |  5 PagesRyan Babakhani Anthropology 423 Christina Campbell October 9, 2017 David Moore’s Take on Nature vs. Nurture Traditionally, studies of various organisms have highlighted the importance of genetics as the main determinant of the traits and behaviors that characterize them. This goes back to the Darwinian Theory, which categorized beauty and glamour as results of â€Å"good† genes and the existence of evil and depression as consequences of â€Å"bad† genes. The idea that genes are the critical determining factorRead MoreThe Human Genome Project And Encyclopedia Of Dna Elements2847 Words   |  12 Pageslife as we know it must start at the basics with our own DNA. DNA is the building blocks for all life, so to understand life we must analyze the mechanism of genetics. Projects like the Human Genome project and Encyclopedia of DNA elements (ENCODE) analyzes DNA to give society an interpretation of what the building code is and means. Our genetic code holds coding and non-coding sequences, at first researchers focused solely on coding DNA for it carried the function and means to life. The other non-codingRead MoreEvolution Of Language And The Brain1447 Words   |  6 Pageswhich tackles on his theory of the co-evolution of language and the brain. He has 3 tasks in this book first, differentiates human mode of reference (symbolic reference), versus the non-symbolic references found in nonhuman species. Second to explain why it may be difficult for nonhuman species t o understand this form of symbolic reference, and third how to explain humans overcome the difficult of understanding symbolic references. In the Preface of The Symbolic Species, he mentions he is rebelliousRead MoreThe Implications Of The Human Genome Project On Human Health1853 Words   |  8 PagesThe Implications of the Human Genome Project on Human Health: Focus on Cancer research Abstract: This essay investigate the implication of the Human Genome Project on human health, focusing on cancer research, the consequences faced by the Human Genome Protect and further examine how far science has come in liking genetic factors to human diseases. The paper outlines how the launch of the project has aided disease researchers with information needed to link genomes to human diseases and also findRead MoreAdvantages and Disadvantages of Genetic Engineering3368 Words   |  14 PagesGenetic Engineering / Advantages and Disadvantages During the latter stage stages of the 20th century, man harnessed the power of the atom, and not long after, soon realised the power of genes. Genetic engineering is going to become a very mainstream part of our lives sooner or later, because there are so many possibilities advantages (and disadvantages) involved. Here are just some of the advantages : * Disease could be prevented by detecting people/plants/animals that are genetically prone toRead MoreGenetic Analysis : The Nature Of The Smyd1b Gene3979 Words   |  16 PagesUse of Genetic analysis to study the nature of the Smyd1b gene in Cardiac and Skeletal Muscular Systems of Zebra Fish Prajwal Keranahalli Poolesville High School Institution: Institute of Marine and Environmental Technologies/ University of Maryland Baltimore Campus Mentor: Dr. Shaojun Du Research Project Teachers: Mr. Mark Curran, Dr. Patricia Miller Summer 2014 Abstract: One of every 5600 to 7700 males below 30 suffer from genetic muscular dystrophy. Muscular dystrophy is a group of genetic diseasesRead MoreIntro to Psychology: Chapter Notes 1- 54753 Words   |  20 Pagesperspective * concerned with ways we mentally represent the world and process info. * Memory, perception, learning, problem solving, decision making, language, planning * Humanistic-Existential Perspective * Humanism stresses human capacity for self-fulfillment. * Role of conciousness, self-awareness, decision making * Existentialism stresses free choice and personal responsibility. * Carl Rogers * Abraham Maslow * Diversity within psychologyRead MoreFormulations in Cbt3885 Words   |  16 Pagesinterested him most: when, how, and under what conditions new behavioral repertoires unfold in real time. (Morgan Morgan, 2001). Case formulation is referred to as a CBT keystone, and is considered essential to the practice of CBT. It is the blueprint to help both therapist and client figure out what is going on. It’s a foundation of CBT because it describes and explains clients presentations and it’s at the heart of understanding client’s difficulties (Beck, 1976) in ways that inform interventionsRead More50 Harmful Effects of Genetically Modified (Gm) Foods14312 Words   |  58 Pagesbeen filed with the US Patent Office alone, and many more abroad. Furthermore an economic war broke out to own equity in firms that legally claimed such patent rights or the means to control not only genetically modified organisms but vast reaches of human food supplies. This has been the behind-the-scenes and key factor for some of the largest and rapid agri-chemical firm mergers in history. The merger of Pioneer Hi-Bed and Dupont (1997), Novartis AG and AstraZeneca PLC (2000), plus Dow s merger with

Tuesday, December 17, 2019

The Way in Which Direct Marketing Will Be Beneficial for Non-Profit Term Paper

Essays on The Way in Which Direct Marketing Will Be Beneficial for Non-Profit Organizations Term Paper The paper â€Å"The Way in Which Direct Marketing Will Be Beneficial for Non-Profit Organizations† is a  persuading example of a term paper on marketing. Today non-profit organizations are increasing but the increase in the number of organizations doesn’t match the increase in funds received. This is due to the fact that the younger generation is not willing to donate. This has raised concerns and non-profit organizations are finding it tough to continue with the programs they have launched.To combat it nonprofit organizations are coming up with new ways. They are using direct marketing to attract donors. Since they are cost-conscious as the amount they spend is from the money they receive from donation so using it in an effective way is important.Non-profit organizations are looking for newer ways to attract donors. â€Å"They are looking to find new ways to improve loyalty programs†. Retaining and getting a new customer for a non-profit organization has becom e a priority.Having decided the target segment and using emails followed by calls to people who show interest will help to get new donors. To retain their old donors and make them donate non-profit organization needs to develop loyalty programs and also show them the importance they hold. They should also send them regular updates on the way the donation was used.Thus, non-profits organization needs to concentrate and put all their efforts towards getting more donations. This will help the poor. It will help them to get food and make a good society.Today in this modern world people are looking for new ways to sell. Direct marketing is one. It is gaining prominence. It is a process where the product is marketed directly to the customer. Different mediums are used for it. Some of the ways are the telephone, emails, catalog, brochure and a few more. This is slowly shaping modern society. This is helping us there is direct communication with the clients.Here in the case, we see that non -profit organization is making use of this way. This is because competition has become tougher. The younger generation prefers to spend then to donate. This is affecting organizations. They are not able to generate the required sum to feed people. Even the increase in the number of the organization is affecting it. Even coming up with different campaigns is not drawing many takers. The 40-hour famine campaign is also losing relevance. The earlier generation used to donate the sum for the poor and skip their meals but the younger generation is reluctant to do so. This used to attract millions from all around the globe but slowly with the passage of time the numbers have dwindled.This has raised concerns. Today non-profit organizations are looking for newer methods to attract the younger generation. They are relying on direct marketing. This is because it is cost-efficient and since they utilize the fund donated so they want it to be cheap. They are using a medium like emails, telepho ne calls, and press advertising. Still, non-profit organizations doubt the efficiency of this system. They don’t know how many people will react positively. This is because people hardly have time to read as they have hundreds of junk mails coming every day. To combat it they are providing details of the way funds are spent and also thanking the donors.

Sunday, December 8, 2019

Corporate Financial Management for Investment- MyAssignmenthelp

Question: Discuss about theCorporate Financial Management for Investment Choice. Answer: Introduction Superannuation is described as long-term saving and investment plan that is developed for saving funds for the retirement of an employee. The superannuation plan can be referred to as most effective plan for investing the pension funds for employees as money investors is likely to grow without any tax implications (Smith and Koken, 2011). This report has been developed for analyzing the major factors that should be considered by tertiary sector employees for placing their superannuation funds under defined benefit or investment choice plan. The report also discusses the issues relating to concept of time value of money at the time of making this decision. At last, the report analyses and examines the statement If the efficient-market hypothesis is true, the pension fund manager might as well select a portfolio with a pin. Factors Impacting the Selection of Superannuation Contributions under Defined Benefit or Investment Choice Plan The tertiary sector employees consists of employees engaged in service sector and is the third piece of three-part economy while the other two are agriculture and manufacturing. The superannuation schemes are highly beneficial for the employees of tertiary sector in order so that they can live their future life without any dependence. The tertiary sector employees are provided with large flexibility for deciding the type of superannuation products and investment as their retirement plan option and secure their retirement life (CCH Australia Staff, 2012). There are mainly two types of plan available for the tertiary sector employees under the superannuation schemes that are defined benefit and investment choice plan. The employees have to develop an adequate understanding of each type of superannuation plan before placing their pension funds. The defined benefit plan is pension plan offered to the employees by the employer is fixed and is pre-determined as it is calculated through the use of formula that is linked to salary, age, and time-period of service. The employees under this plan have not to bear any market risk as all the investment risks are bearded by the employer (Reilly and Estreicher, 2010). The employer is solely responsible for making decisions relating to investments under this type of plan. Thus, the major benefit provided to the employees under this type of plan is that company is in the charge of making investment decisions and no effort is required on the part of the employees. The employees receive their retirement income without any difficulties as overall budgeting decisions are taken by the employer with no involvement of the employees. The tertiary sector employees who do not have adequate time for managing their investment related decisions enjoy a significant benefit under this type of plan. Also, older employees may receive more benefit under this type of plan as the income is determined on the basis of age factor and tenure of service (Gitman et al., 2015). Also, the employer possesses the overall responsibility for funding any type of deficits if occurred under the plan. The market fluctuations do not impact the retirement payout of employees and the inc ome received by them is relatively known by them in advance. However, the plan is associated with several drawbacks that should also be considered by the employees before selecting defined benefit plan to invest their superannuation contributions. The major limitation is that employees do not have the authority to participate in taking investment decisions and thus they are not likely to receive any extra benefit with investing their funds in different type of assets. Also, as overall monitoring of funds is undertaken by the employer it involved huge administration costs. The employees with older age receive large income after retirement under this plan as compared to the younger employees. Also, it becomes mandatory for the employees to make contributions annually irrespective of the income received for that year (Kolb, 2009). On the other hand, investment choice plan is completely different from defined benefit plan as the retirement income under this type of plan cannot be determined in advance because it is not fixed. This type of plan provides complete authority to employees for selecting their investment options in different class of assets for placing their superannuation contributions. The employees are offered different types of investment strategies in investment choice plan such as investing in bonds, stocks, domestic and overseas shares, property and infrastructure (Petty et al, 2015). The major type of investment options provided under the investment choice plan is as follows: Balanced Investment Option: Under this type of option, employees can invest their superannuation fund in shares and the remaining in property, fixed interest and cash. Growth Investment Option: This type of investment plan involves investing 80% to 100% of funds in growth assets such as shares and property. Conservative Investment Option: This involves investing a significant part of the superannuation contribution in cash and fixed interest investments (Smith and Koken, 2011). The employees can select as per their desire the type of investment strategy they would like to select based on the risk and return characteristics of each. The main benefit for tertiary sector employees with this type of plan is that they can receive higher funds as their retirement payout as compared to defined benefit plan. This is because income is not fixed and is dependent mainly on the returns generated by the selected investment strategy. Also, the retirement payout is not impacted by the age of employees as the payout is not based on any formula but the investment option selected (Petty et al., 2015). The main drawback of this type of plan is that employees have to gain the help of professionals for managing their portfolio that can make it time-consuming for them. Also, the plan is associated with risk that can vary the returns generated and as such they can also receive lower returns sometimes depending on the performance of the portfolio selected by them. The employees sh ould also possess adequate knowledge about the different type of investment options and thus they have to invest a significant part of their time for managing their portfolio. Thus, these features of investment choice plan makes it relatively difficult for tertiary sector employees to place their superannuation contributions as they have to themselves manage and monitor their portfolio (Maginn et al., 2007). Thus, these all factors should be considered by the employees at the time of selecting their contributions of superannuation in the defined benefit or investment choice plan. The superannuation funds provide varying range of options for the employees that they can select for investment purpose. The type of plan selected by the tertiary sector employees depend on their financial situation and investment requirements. Importance of Time Value of Money in Decision-Making Process of Placing Superannuation Contributions The time value of money is an important concept for knowing the future worth of an investment by investors. As per this concept, the money today is more worthy as compared to same amount of money in future period of time. This is mainly due to the fact that money losses over its value in coming period of time and therefore it is more desirable to posses it now rather than later due to presence of certain factors such as inflation and others. The concept holds high significance at the time of making financial decisions relating to investment. The time value of money concept states that value of money changes over time and as such the concept is used largely to find the future value of an investment. The investors can find the future value of an investment through applying the discounting and compounding method of time value of money. The present and future value of cash flows can be easily determined through the concept of time value of money. As such, the employees can easily determi ne the amount of money they are likely to receive under the defined benefit plan through analyzing the future worth of their investment under the time value of money principle (Maginn et al., 2007). This can be done through compounding the present amount to future value through the use of compounding factor of time value of money. The employees can also determine the future value of their cash flows under the scheme of investment choice plan. The price of different type of assets selected under investment choice option can be sued to determine the future value of cash-flows through the use of compounding factor of time value of money. Thus, the employees can easily select the type of superannuation plan for their pension program by analyzing the retirement payout they are likely to receive in the future with the use of time value of money principle. Thus, it can be said that the concept of time value of money is highly important for employees to undertake cost-benefit analysis of both the investment plan at the time of taking decisions about placing their superannuation contributions. The concept is a fundament concept used at the time of making investment and other financial de cisions as it easily determines the present and value of money (Fiestas et al., 2010). If the Efficient-Market Hypothesis is True, the Pension Fund Manager Might as well Select a Portfolio with a Pin The pension fund manager holds the responsibility of ensuring that pension schemes operate effectively and the investors realize higher returns. The fund manager makes all the decision relating to the investment and thus aids the employees in effective management and maintenance of their pension funds. The pension fund manager has to develop a portfolio for the employees that provide them maximum pension benefits. For this, the fund manager is required to invest in different type of assets in order to minimize the market risk and thus provide maximum returns to the investors. However, as per the efficient-market hypothesis the market operates in perfect efficient conditions and it is rather impossible to beat the market. The theory states that price of assets provide all the relevant information that is equally available for all the investors. Thus, if the theory holds true, the pension fund manager can easily select a portfolio without analyzing the risk and return characteristics o f different type of assets selected for portfolio development. The theory also popularly known as random walk theory as per which the investors cannot release higher profits more than the market. This is generally not the case as investors have earned higher returns than the market and also the reruns achieved by different investors varies and is not uniform (Bergen, 2011). The theory of efficient market hypothesis suggests that it is very difficult to earn profits by predicting the price movements of assets. The market is truly efficient means that price of assets adjust quickly with the arrival of new information. The price of stocks rapidly adjusts before investors can trade and earn profit from the arrival of new information. However, this does not hold true as investors earn profits by diversifying the market risk through investing in different type of assets such as stocks, bonds etc. This is necessary so that of one type of asset provide lower returns it is managed by good returns obtained from other class of assets and performance of overall portfolio is not affected. The pension fund manager has to diversify the market risk by selecting the most appropriate assets that will provide higher returns to the investors and does not rely on the information available from the asset prices. Thus, it can be stated that efficient market hypothesis does no t hold true for investment decisions (Wendt, 2015). Conclusion The above discussion has inferred that superannuation plans are highly important for tertiary sector employees in order to secure funds for their future life after retirement. The employees should consider the characteristics of all type of superannuation schemes before selecting an individual plan for placing their pension contributions. The concept of time value of money proves to be highly important for employees at the time of taking decisions relating to place their superannuation contributions. The efficient-market hypothesis does not hold true for taking investment decisions relating to the pension fund manager for portfolio development. References Bergen, J.V. 2011. Efficient Market Hypothesis: Is The Stock Market Efficient? Retrieved May 13, 2014, from Available at: https://www.forbes.com/sites/investopedia/2011/01/12/efficient-market-hypothesis-is-the-stock-market-efficient/#4a55338176a6 CCH Australia Staff. 2012. Australian Master Tax Guide. CCH Australia Limited. Fiestas, H.V. et al. 2010. Better Returns in a Better World: Responsible investment - overcoming the barriers and seeing the returns. Oxfam. Gitman, L. J. et al. 2015. Principles of Managerial Finance. Pearson Higher Education AU. Graney, P. J. 2004. Retirement Savings Plans. Nova Publishers. Kolb, R.W. 2009. Corporate Retirement Security: Social and Ethical Issues. John Wiley Sons. Maginn, J. L. et al. 2007. Managing Investment Portfolios: A Dynamic Process. John Wiley Sons. Petty, J. W. et al. 2015. Financial Management: Principles and Applications. Pearson Higher Education AU. Reilly, D. and Estreicher, S. 2010. Employee Benefits and Executive Compensation: Proceedings of the New York University 59th Annual Conference on Labor. Kluwer Law International. Smith, B. and Koken, E. 2011. The Superannuation Handbook 2008-09. John Wiley Sons. Wendt, K. 2015. Responsible Investment Banking: Risk Management Frameworks, Sustainable Financial Innovation and Softlaw Standards. Springer.

Sunday, December 1, 2019

Sexual Inequality In OT Essays - Sexual Fidelity, Marriage

Sexual Inequality in OT In today's society women are looked upon ignorantly by the male gender. This attitude derived from the na?ve men of the Old Testament. They did not see women as being an important part of history and therefore hardly spoke of them. When women were mentioned it was usually in a condescending fashion. Even with genealogies in the Old Testament women were not listed as if to show that they were not important and of no concern. Women in the Old Testament our viewed as being inferior to men, sexual predators, and an item of property. In the first creation story (Genesis 1:27) God is described as creating man, both male and female at the same time. This might be interpreted as implying equality between the two genders. But in the second creation story, (Genesis 2:7) God formed only a man. Realizing that he needed a helper (Genesis 2:18), God marched all of the animals past Adam (Genesis 2:19-20) looking for a suitable animal. Finding none suitable, God created Eve out of one of Adam's ribs. The term "helper" has historically been interpreted as implying an inferior role for Eve. ("The Hebrew translated word helper is used twenty-one times in the Old Testament: twenty of these cases refer to help from a superior.")(Coogan 813)Adam later asserts his authority over Eve by naming her. In Genesis 19 the men of Sodom gathered around Lot's house, and asked that he bring his two guests out so that the men can "know" them. This in frequently interpreted as a desire to gang rape the visitors, although other interpretations are possible. Lot offers his two virgin daughters to be raped instead. Yet, even after this despicable act, Lot is still regarded as an honorable man, worth saving from the destruction of the city. Allowing one's daughters to be sexually assaulted by multiple rapists appears to be treated as a minor transgression, because of the low status of the young women. A man could simultaneously keep numerous concubines. These were sexual partners of an even lower status than a wife was. As implied in Genesis 21:10, she could be dismissed when no longer needed. Another example of this inferiority to men it is the book of Exodus. In Exodus 20:17 it lists the last of the Ten Commandments. It forbids coveting your neighbor's house, wife, slaves, animals or anything else that the neighbor owns. The wife is clearly regarded as equivalent to a piece of property and in no way would a piece of property be superior to a man. Also in Exodus 21:22-25 it describes a situation in which two men are fighting and hit a pregnant woman. If the woman has a miscarriage because of the blow, the men must pay a fine for their act - not to the woman, but to her husband, presumably because he has been deprived of a child. Leviticus 12:1-5 explains that a woman who has given birth to a boy is ritually unclean for 33 days. If the baby is a girl, the mother is unclean for 66 days. It would appear that the act of having a baby is a highly polluting act. To give birth to a girl is twice as polluting as is giving birth to a boy. In Leviticus 18:20 and 20:10, adultery was defined as a man having sexual intercourse with his neighbor's wife. Deuteronomy 22:23 extends this prohibition to a man sleeping with a woman who is engaged to be married. If a man has an affair with an unmarried woman, the act is not considered adultery. Although God wanted men to only have one wife, married men on many occasions visited prostitutes and received no punishment for this sin. This was a double standard among the sexes for a woman got severely punished if she committed such a sin. A man who committed adultery did not commit a wrongful act against his wife, but rather against his male neighbor implying that a woman did not matter. Another example of where the Bible insists that men are more important than women is in Leviticus 27:6. A child aged 1 month to five years of age was worth 5 shekels if a boy and 3 shekels if a girl and in Numbers 3:15 it shows that a census counted only male infants over the age of one month, boys and men. Females were not considered worthy of being included. Women were also thought of as inferior when it came to things such as